Notifying Participants of a Plan Change | Massachusetts Employee Benefits

Curious about when you should notify a participant about a change to their health care plan? The answer is that … Read More


Higher Satisfaction Through Higher Education | Connecticut Benefit Advisors

When evaluating employee benefits, essentials such as health and dental plans, vacation time and 401(k) contributions quickly come to mind. … Read More


Leave Management Webinar

In our continuing effort to be proactive benefits advisors,  we wanted to share the below link of the live Leave … Read More


Disability Insurance and why you need it! | Connecticut Employee Benefits

  “Your most valued asset isn’t your house, car, or retirement account. It’s the ability to make a living.” No … Read More


Oral Health vs Overall Health

  Have you heard the saying “the eyes are the window to your soul”? Well, did you know that your … Read More


A DOL Audit Can Happen to You

  Summary plan descriptions (SPDs) are required for all retirement, health, and welfare plans subject to the Employee Retirement Income … Read More


Senate Releases Proposed Healthcare Bill; Differs from House AHCA

On June 22, 2017, the United States Senate released a “Discussion Draft” of the “Better Care Reconciliation Act of 2017” (BCRA), which would substitute the House’s House Resolution 1628, a reconciliation bill aimed at “repealing and replacing” the Patient Protection and Affordable Care Act (ACA). The House bill was titled the “American Health Care Act of 2017” (AHCA). Employers with group health plans should continue to monitor the progress in Washington, D.C., and should not stop adhering to any provisions of the ACA in the interim, or begin planning to comply with provisions in either the BCRA or the AHCA.


House Committees Release ACA Replacement Bills

On March 6, 2017, House Republican released legislation – The American Health Care Act – as part of the effort … Read More


The New Year and How It May Affect Your Benefits

The beginning of 2017 signals a new plan year for some insurance plans. For individuals with these plans, this means that any changes made to health plans and new deductibles will take effect Jan. 1, 2017.

It will be important to keep these changes in mind when you or your family seek out health care. You should also be on the lookout for things like changing prescription drug coverage limits and changing copay amounts.



On Dec. 16, 2016, the Department of Health and Human Services (HHS) released its final Notice of Benefit and Payment Parameters for 2018. This rule describes benefit and payment parameters under the Affordable Care Act (ACA), applicable for the 2018 benefit year. Updated standards included in the rule relate to:

· The ACA’s out-of-pocket maximum limit increases to $7,350 (self-only coverage) and $14,700 (family coverage).

· The required contribution percentage for the individual mandate’s affordability exemption is decreased for 2018.

· Three new sets of standardized plan options are established in the individual market federal Exchanges

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